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State Bank of India and ICICI Bank have already waived prepayment charges, others are expected to follow the trend. if you are looking to prepay your home loan ; it will also work for those looking to switch to a loan that carries a lower interest rate. RBI had asked banks to cut pre-payment penalties. NHB had says to housing finance companies (HFCs) to cut pre-payment penalties earlier in October. While all HFCs have complied with the guidelines, most banks are reluctant to do so. Prepayment ... read full post There is a great possibility that demand of fresh home loans and increase prepayments could decline due to an increase in the interest rates. As per ICRA report, home loans would move down from 18% to 15% for 2011-2012. A 3% dip could be seen in 2011-2012 due to two reasons which were not evident in last two fiscals. First being the rise in property prices, while second is an increase in the interest rate. Both the factors are crucial for a person who has to take a home loan . This rise would ... read full post .... High Fructose Corn Syrup (HFCS) has been repeatedly associated with numerous negative effects. This article explains how HFCS is associated with excessive arm pit sweating. It isn't a scientific study and it isn't published in some high caliber peer review medical journal. It is, however, worth reading and considering. If there is any truth to the information we should ask ourselves if this might not just be more evidence against HFCS. .... If we eliminate HFCS, should we replace it with other sugars. No. Sugar and sweetness are addicting and thee is much evidence that sugar can cause cancer. In fact, one test for cancer (PET scan) actually uses radioactive sugar to highlight cancer cells in the body. Cancer cells love sugar. Let's decide to NOT FEED CANCER CELLS. .... Sugar is bad. HFCS is worse. p.p1 {margin: 0.0px 0.0px 13.0px 0.0px; line-height: 19.0px; font: 13.0px Arial} p.p2 {margin: 0.0px 0.0px 13.0px 0.0px; line-height: 19.0px; font: 13.0px Arial; min-height: 15.0px} span.s1 {letter-spacing: 0.0px} My closing thoughts For anyone to continue denying what is happening to everyone all around them is ridiculous. Over the holidays I was talking to someone and she made the emphatic comment that people are getting tired of all the sickness. The government may not be honest but it also... read full post p.p1 {margin: 0.0px 0.0px 13.0px 0.0px; line-height: 19.0px; font: 13.0px Arial} span.s1 {letter-spacing: 0.0px} "Fructosification" of America This is the phrase he used to describe the rampant use of fructose and HFCS in processed foods today. This is of course backed up by the government which does nothing to control or regulate fructose like it does ethanol. "Fructose toxin is gotten through a thousand meals!" The FDA regulates acute toxins but not chronic toxin. For example, Ethanol is reg... read full post p.p1 {margin: 0.0px 0.0px 13.0px 0.0px; line-height: 19.0px; font: 13.0px Arial} span.s1 {letter-spacing: 0.0px} ol.ol1 {list-style-type: decimal} Obesity and fiber in the diet He goes on towards the end to discuss why fiber and exercise are important for the body. Fiber is important for three reasons: Reduces the rate of intestinal carbohydrate absorption, reducing insulin response. Increases speed of transit of intestinal contents to ileum and induce satiety. Inhibits absorption of some free... read full post Fructose’s effects on the body Fructose does not suppress the hunger hormone ghrelin, which sends a message to the brain through peptin to stop eating. So the brain continues to tell the body you are still hungry. He makes three important comparisons between white bread, ethanol and fructose. Example #1 is what happens at the cellular level when we consume 2 slices of white bread which is 120 calories. Because it is made up of glucose it will be used by every cell in the body. So much so tha... read full post p.p1 {margin: 0.0px 0.0px 13.0px 0.0px; line-height: 19.0px; font: 13.0px Arial} p.p2 {margin: 0.0px 0.0px 13.0px 0.0px; line-height: 19.0px; font: 13.0px Arial; min-height: 15.0px} span.s1 {letter-spacing: 0.0px} Awesome! Awesome! Presentation about sugar, specifically High Fructose Corn Syrup (HFCS) presented by Dr. Robert H. Lustig, Professor of Pediatrics, Department of Endocrinology at UCSF. His presentation is about the effect of fructose on our bodies at both the cellular and organ leve... read full post |
Kids and adults are addicted to it! Our populations are ob... more
Kids and adults are addicted to it! Our populations are obese because of it!
I couldn’t have written a more ghastly fictional story where food makers hooked the population of the earth to food that would eventually make them sick..and kill them..
Sad thing is that it’s TRUE!